Why Money triggers Anxiety
- Financial issues can trigger threat responses as they are associated with security, belonging, independence, and previous experiences. - Financial strain activates the amygdala, leading to the release of cortisol and adrenaline, which places the body in a continuous state of vigilance, similar to fight-or-flight mode. - This state consumes a great deal of energy, is draining and interferes with clear cognitive processes. - Patterns such as avoidance, hyper-control, and shame become prevalent.
Therapy approach
- Analyse the emotional dynamics associated with financial stress, including feelings of fear, shame, scarcity, and grief.
- Develop effective calming techniques that can be applied in real-life situations, including breath control, grounding exercises, and paced decision-making.
- Enhance the frameworks and guidelines for challenging discussions regarding money.
- Adopt a sustainable plan that you can consistently uphold.
Session formats
- Trauma‑informed counselling appointments in person or via telehealth.
FAQs
Is financial anxiety solely related to budgeting?
Often it’s not. Budgeting can help, but anxiety usually involves safety, control, identity, and past experiences. Counselling focuses on the emotional pattern and the practical skills that keep you steady.
What causes me to delay or avoid checking my bank balance?
Avoidance can be a protective response when the body expects danger or shame. We work gently with the trigger so you can approach money decisions without overwhelm.
Can therapy sessions assist with the day to day practical aspects?
Yes. We can build decision frameworks, boundaries, and communication scripts, alongside emotional support, so the plan holds under pressure.